Category Archives: financial independence

OMY syndrome

OMY = One More Year in the ER lexicon. OMY syndrome occurs when you want to exit the work force, think you might have enough saved, but then you decide you want to beef up your contingency and reduce your risk register on the project.  (Bear with me, I've been working with too many PM's (project  ...

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Life choice evangelism and snip snip

Last week, we got a day off from work to do this personality theory testing thing similar to Myers Brigg's and based on Jung's writings.  I turned out to be an "observer", one of the traits of which is to consider both sides.  So anyway, I'm too flaky / indecisive to be a life choice ...

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Eccentricity

In the excellent book by philosopher William Irvine called "On Desire:  Why We Want What We Want", he has a chapter on "The Eccentrics." Some of it might sound familiar to some people, particularly ones that would have as their theme song something like "I knew you were stubble" on... err... AwesomenessTV.

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The Tipping Point – Resentment is a good thing

There's a truism - or maybe just widely held opinion - that it's better to have "going to" goals rather than "away from" goals.  I think that's definitely the case when it comes to people interested in early retirement. When I first throttled back from working two jobs with occasional 16 hour days a few years ...

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This week in money (sort of)

Boys... sigh... On a happy note, my oldest son is finally moving his TFSA over to my bank for me to manage.  I've been nagging him for months to let me manage it vs. getting a paltry 1% in some money market savings account.  Promising him at least a 7% rate of return (if I didn't ...

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Whee! There’s nothing I love more than a good sale!

We told you last year that very unusual conditions then existed in the corporate and municipal bond markets and that these securities were ridiculously cheap relative to U.S. Treasuries. We backed this view with some purchases, but I should have done far more. Big opportunities come infrequently. When it’s raining gold, ...

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Over-saving is inefficient

So is over-spending.  But I won't get into that here. I had a question from a reader asking what my Myers Briggs type is - and it's INTJ. Despite the rarity of that personality type (aren't we all such special snowflakes though?), there's been some anecdotal surveys that determined that INTJ's are overly represented amongst the ...

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